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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) At-home recovery.
C) Preventive care.
D) Basic drugs limit of $1,250.

2. In addition to the actual policy, an entire contract includes which of the following?

A) The application.
B) Provisions.
C) Credit report.
D) Clauses.

3. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

A) 12 hours annually.
B) 24 hours every 2 years.
C) 26 hours every 3 years.
D) 18 hours every 2 years.

4. Which one of the following types of benefits is often excluded from coverage under an HMO plan?

A) Adult routine eye examinations.
B) Out-of-area emergency services.
C) In-patient surgeries.
D) Physical examinations.

5. Which of the following is NOT a key factor in underwriting life insurance?

A) Family history.
B) Marital status.
C) Age.
D) Tobacco use.

Solutions: